Disclaimer & Terms of Use

The ChargeFlip is provided for informational and drafting assistance purposes only. This tool does not constitute legal advice, does not create an attorney-client relationship, and is not a substitute for professional legal counsel. We do not recommend any course of action, make judgments regarding the validity or merit of disputes, or render legal opinions. The tool is provided "as-is" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

You are solely and entirely responsible for all content generated by this tool, including reviewing, verifying, and approving all output before sending it to customers. You must ensure compliance with all applicable laws, regulations, and payment network rules (including Visa, Mastercard, American Express, and other card network regulations). Use of this tool does not satisfy, modify, or limit your obligations under these rules or any applicable consumer protection laws.

Information provided by this tool may become outdated. We make no representation that generated content remains accurate, current, or legally sufficient at any time. We strongly recommend consulting with qualified legal counsel before submitting any chargeback responses, particularly for high-value, complex, or precedent-setting disputes.

To the maximum extent permitted by law, we disclaim liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use this tool, including but not limited to losses resulting from inaccurate output, compliance failures, customer disputes, or chargeback losses. Your sole remedy is discontinuation of use.

By using this tool, you acknowledge that you have read, understood, and agree to these terms and disclaimers.